Smarter Payments, Happier Customers: How AI Is Transforming the Checkout Experience for Merchants
Artificial Intelligence is no longer just transforming marketing – it’s rapidly reshaping the way payments are handled, secured, and tailored to individual customers. For merchants, the impact goes beyond
How Payment Technology is Driving Merchant Growth in the UK
The growth of payment technology has transformed the retail landscape, offering businesses across the UK new opportunities to enhance customer experiences, improve operational efficiency, and stay competitive. In today’s
The UK Cash Debate: Should Businesses Be Required to Accept Cash?
In an increasingly digital world, the UK is grappling with a debate over whether businesses should be legally required to accept cash. While cash payments provide financial inclusion and
Cross-Border Payments: Unlocking Global Sales Opportunities for Merchants
Expanding into international markets creates an incredible opportunity for merchants to scale their businesses, tap into new customer bases, and increase their revenue. However, operating across borders comes with
Mastercard’s Dispute Administration Fee (DAF): Enhancing Fairness in Chargeback Processing
In the payments industry, dispute resolution is expensive and challenging, which is why back in 2015, Mastercard introduced the Dispute Administration Fee (DAF) for European transactions. The goal was
Managing Chargebacks During Natural Disasters
Unexpected natural disasters, such as hurricanes and earthquakes, can have serious consequences for consumers, businesses, and financial institutions. Some firms and organisations may continue operating normally, while others may
The Evolution of Digital Wallets and What This Means for Merchants
The rise of digital wallets has dramatically transformed the way consumers make payments, providing a seamless and efficient alternative to traditional methods. By the end of 2025, digital wallets
Why Real-Time Data is a Game Changer for Merchants
In today’s fast-paced retail environment, merchants face constant pressure to adapt quickly to market changes and customer demands. One of the most powerful tools they have at their disposal
The Future of Payments in 2025: What Merchants Need to Know
The payments industry is evolving faster than ever, driven by a combination of technological innovation, regulatory changes, and shifting consumer preferences. Digital transformation is accelerating, and businesses that fail
Understanding Merchant Onboarding: Due Diligence, Stakeholders, and Benefits
Secure and straightforward payment processing is a crucial step for businesses. A key part of this is merchant onboarding, a term used to describe the process during which a