The Evolution of Digital Wallets and What This Means for Merchants
The rise of digital wallets has dramatically transformed the way consumers make payments, providing a seamless and efficient alternative to traditional methods. By the end of 2025, digital wallets
Why Real-Time Data is a Game Changer for Merchants
In today’s fast-paced retail environment, merchants face constant pressure to adapt quickly to market changes and customer demands. One of the most powerful tools they have at their disposal
The Future of Payments in 2025: What Merchants Need to Know
The payments industry is evolving faster than ever, driven by a combination of technological innovation, regulatory changes, and shifting consumer preferences. Digital transformation is accelerating, and businesses that fail
Understanding Merchant Onboarding: Due Diligence, Stakeholders, and Benefits
Secure and straightforward payment processing is a crucial step for businesses. A key part of this is merchant onboarding, a term used to describe the process during which a
Creating a Chargeback Policy for Your Business
Chargebacks can surprise businesses, drain profits, and break down customer trust with a single mistake. But there’s a way to fight back: a well written chargeback policy. Think of
Digital Receipts: Leading the Way to Sustainable Transactions
The world of commerce is evolving, and digital receipts are leading the way in this transformation. By replacing paper receipts with electronic alternatives, businesses and consumers are taking meaningful
Understanding Retail Fraud: A Growing Concern for Retailers
Retail fraud has emerged as a critical issue for businesses in the UK, with return fraud and policy abuse at the forefront of concerns. A recent Loop Returns survey
Red Tape or Necessary Safeguard? Exploring UK Banking Regulations
The UK banking sector is renowned for its stringent regulatory framework, but opinions are divided on whether these measures constitute excessive red tape or essential safeguards. Banking regulations affect
Chargebacks Are on the Rise: What to Look Out for in 2025
As eCommerce continues its rapid growth, transaction volumes are soaring—and with them comes an increase in chargebacks. Mastercard predicts that global chargeback volumes will rise by a staggering 42%
Understanding Visa’s Compliance Requirements and Processing Steps
In the world of payment processing, disputes are inevitable. However, not all issues can be resolved through formal disputes or arbitration. When Visa rules are violated, and financial loss